Learn more about our business in Europe. Visa retains an effective decision-making body in Europe through a revised Visa Europe Board that reflects our new structure as a wholly-owned FX Vaihtokurssi of Visa Inc. The role of the Visa Europe Board includes approving the budget for Visa in Europe, tailoring Visa Inc. European region and deciding on matters referred to it by the Visa Europe Executive Leadership Team.
The CEO is responsible to the Board for the day-to-day management of the European Business, supported by her leadership team and a management committee. Reporting lines with the European business balance the needs of both the regional operating model and the global regional structure, with matrix reporting lines in place for central service functions. Charlotte Hogg is Executive Vice President and Chief Executive Officer for Visa’s European operations. Charlotte brings more than 25 years of experience in financial services, bank operations and management consulting to Visa.
Most recently served as Chief Operating Officer for the Bank of England, from 2013 to 2017. Prior to that role, she led retail distribution for Santander in the UK and previously worked at Experian as the managing director of U. Hogg graduated from the University of Oxford with a Bachelor of Arts degree in Economics and History. She is a Kennedy Memorial Trust Scholar from Harvard University, and has an honorary Doctor of Laws from Warwick University. Debbie is currently Non-Executive Chair of Visa Europe Ltd. The Restaurant Group plc, Moss Bros Group plc, White Stuff Ltd.
She is a Fellow of the Chartered Institute of Personnel Development and was awarded the MBE for services to Business and the Public Sector in 2011. Jose has over 25 years of professional experience in accounting, finance and treasury, including more than 10 years at Visa. Prior to beginning this role in Europe, Jose was responsible for the Visa Inc. Chief Financial Officer of the LAC region in 2004. In this role he was responsible for all financial activities in the region including tax, financial planning and analysis, accounting, treasury and procurement.