Forex vs les stocks

Forex vs les stocks

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Please enable javascript before you are allowed to see this page. This section may lend undue weight to certain ideas, incidents, or controversies. 1938: The Federal National Mortgage Association, or Fannie Mae, is established as part of Franklin D. Mozilo is extremely concerned with credit quality. 1968: Fannie Mae spins off Ginnie Mae as a separate entity. Ginnie will continue to have an explicit, written government guarantee for all its mortgage loans.

1970: Ginnie Mae creates the first mortgage-backed security, based on FHA and VA mortgages. 1971: Freddie issues its first Mortgage Participation Certificate security. This is the first mortgage-backed security made of ordinary mortgages. 1970s: Private companies begin mortgage asset securitization with the creation of private mortgage pools in the 1970s. 1977: Community Reinvestment Act is enacted to address historical discrimination in lending, such as ‘redlining’. The Act encourages commercial banks and savings associations to meet the needs of borrowers in all segments of their communities, including low- and moderate-income neighborhoods.