What did the 2016 New Zealand FSAP cover? You can find searchable lists of advisers on various professional adviser association websites binary option brokers nzx the NZX website.
You can also talk to your existing financial services provider to see what they offer. You can also download and search the list of Authorised Financial Advisers. Please note, we rely on advisers keeping their own details up-to-date, so can’t guarantee the accuracy of any of the lists linked to from this page. Check the listing details of individual advisers to see what they offer. Not all advisers offer all services. RecommendationsA recommendation from friends or family is another way to find an adviser but it’s still important to interview your adviser like you would any other.
Your friend or family member is likely to have different financial objectives to you, and if they’ve only recently taken advice, it’s hard to tell whether an adviser has done a good job. Often this isn’t clear until years after the advice has been given. It’s a good idea to ask your adviser for examples of how they’ve successfully helped people similar to you. The register will tell you their business address and list the financial services they can provide.
QFE advisers don’t have to be listed individually on the register but the financial service company they work for must be there. Please note, registration on the FSPR is not an official approval of an individual, business, or organisation and does not necessarily indicate the provider is licensed or regulated in New Zealand or any other country. If a person giving you financial advice is not on the register when they should be, then don’t deal with them and let us know. How do I know what you’re recommending is the best option for me? Your adviser should put their recommendations in writing, setting out what they’re recommending and why.
Has your adviser asked you questions about your circumstances and needs? For example, your financial goals and tolerance for the ups and downs of investment markets? Has the adviser helped you prioritise your financial objectives, explained and discussed choices with you, and developed a strategy to help you achieve your objectives? Do you have a clearly defined scope of service so you know what advice is being provided and what is not? What are the risks of this investment? Do you understand how you can make, or lose, money from this investment? Some advisers charge a fee, others charge a commission or may receive sales-related incentives.